PRE-FORECLOSURE
Facing foreclosure
If a foreclosure date has been set, time matters more than usual. We can make a written offer quickly and work with your lender and a title company to close before that date, but please talk to your lender or a housing counselor first, since foreclosure isn't always the only path.
Before anything else
Before selling, talk to your loan servicer about reinstatement, forbearance, or a loan modification. You may have more time and options than it feels like right now. A free, HUD-approved housing counselor (findahousingcounselor.hud.gov) can review your situation with no obligation. If selling is still the right call, reach out and we'll move quickly.
How we help
What we can do for you.
We'll ask for your foreclosure sale date up front and work backward from it, so nothing gets missed.
We coordinate directly with your lender and the title company on any payoff amount, including reinstatement figures if needed.
No repairs, no showings, no waiting on a buyer's financing to fall through at the last minute.
The process
What this looks like for you.
Call us as soon as you can. We'll ask for your sale date, make a written offer within 24 hours, and move as fast as the title company and your lender allow to close before that date.
FAQ
Questions about this situation.
Often, yes, but it depends on how much time is left and how quickly your lender and the title company can move. Call us as soon as you know your date.
Generally, selling before a foreclosure completes is better for your credit than letting it go through, but talk to your lender and, ideally, a housing counselor about your specific situation.
No. There's no fee for speed. The offer we give you is the offer, and we cover closing costs either way.